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As a Realtor, I can help you with basic information. Before searching for a home, my advice would be to speak to a lender and get "pre-qualified". This step does not require a credit check. You provide the lender with information about you, your job, income, debts, downpayment and then the lender will give you feedback on the amount you can finance and the approximate payment.
The lender can then create a 'pre-qualification' letter based on this verbal information, subject to a credit check and verification of necessary financial information.
Let me introduce you to one of my preferred lenders, who can help you evaluate the amount of home you can afford, estimate the monthly mortgage payment, and suggest rates and programs you are qualified for. Call now to get started with the best lenders and loan associates, including local Countrywide representatives. I recommend only the most responsive, knowledgeable mortgage representatives to my clients. Call Eileen, 951-737-1105, to get started today! |
